Buying a new property can be both exciting and daunting, but you don’t have to go it alone. There are important decisions to make and criteria to be considered before you take your first, or next steps on the property ladder in Wigan. Your Right Choice Mortgages Wigan Adviser will assist you throughout the home buying process to ensure you receive the right
guidance and advice. We’ll talk you through all the options and come up with a plan which is tailored to your needs. We’re here to guide you from your initial enquiry, right through to completion and beyond.
Your Right Choice Mortgages Wigan adviser will explain everything to you so that you understand how everything works and you can decide what is important to you when it comes to securing the right mortgage for you. We’ll look at your available deposit, your budget, and your individual circumstances so that the plan is personalised to you. Once we’ve agreed on this, your adviser will search the market to find the right deal for you.
Right Choice Mortgages is a part of Just Mortgages Direct Limited.
Our team of mortgage brokers in Wigan will search the market to find the right mortgage for you. Working with us means that you have access to mortgage lenders from across the market. You will gain the benefit of our vast experience in working with a wide variety of lenders, and our knowledge of their criteria. This means we can match you with the right lender for your individual circumstances, saving you time and effort. We’ll do all the leg work for you, from searching for the right mortgage, applying to the lender on your behalf, and managing your application throughout the process.
Speak to one of our Wigan mortgage advisers now to see how we can help you!
Remortgages can be used for various reasons. Most people simply switch mortgages at the end of their current deal because it will work out cheaper for them, avoiding the lender’s standard variable rate. If your current mortgage deal is coming to an end, and you’re thinking of remortgaging in Wigan, our Right Choice Mortgages team are here to help.
Remortgages can also be useful in other circumstances too. For example, home improvements, or consolidating other debts. Whatever your reason, your Right Choice Mortgages Wigan adviser will use their knowledge and experience to guide you through the process and find the right remortgage deal for you.
You may have to pay an early repayment charge to your existing lender if you remortgage
Buying your first property can be both exciting and daunting. There are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. Your Right Choice Mortgages Adviser will assist you throughout the process of buying your first home in Wigan, to ensure you receive the right guidance and advice.
At Right Choice Mortgages, we have vast experience in helping First Time Buyers in Wigan. We’ll start by understanding what you’re looking to achieve, and explaining how everything works. We’ll answer any questions you have and make sure you understand the process. We’ll make sure you have a plan in place to help you find your first home in Wigan, and then we’ll take care of your mortgage application, and manage it right up to completion – the day you pick up the keys to your first home! We’ll even help by liaising with your solicitor and the estate agent to help the process run as smoothly as possible.
If you’re moving home in Wigan, or relocating somewhere else, whether you’re expanding or downsizing, we’ve got you covered! Moving home is an exciting time. It’s also known to be one of life’s biggest causes of stress, so to relieve some of this stress our Wigan mortgage advisers will review your existing arrangements and advise you on your options.
We’ll help you work out your budget, and arrange an Agreement in Principle so that you can put an offer in on a property. Once your offer has been accepted, we’ll take care of your mortgage application and manage it through to completion, when you pick up the keys to your new home. We’ll also link in with your estate agent and solicitor to help everything run as smoothly possible.
Whilst owning an investment property offers no guarantee, it could reap considerable financial rewards over time. If you’re looking to purchase a buy-to-let property, or are already a landlord in Wigan, our Buy-to-Let mortgage advisers are here to help! Our advisers are highly experienced in helping both first time landlords, and experienced portfolio landlords.
Our Wigan buy-to-let mortgage advisers can advise you on your remortgage or additional borrowing, as well as your purchase. We understand lender criteria so whether this is your first, or twenty-first time, we know which lenders will be able to help you. Not all Buy-to-Let mortgages in Wigan are regulated by the Financial Conduct Authority.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority
