Friendly & Professional Mortgage Advisors based in South Yorkshire & Cheshire.

Obtaining a mortgage can be a challenging, daunting and often complicated process. This is why it is always best to seek out a qualified experienced adviser who can offer advice.

Who are we?

We are Richard Thompson and Joe Childes, fully qualified Mortgage Advisers with a combined 18 years’ experience in the mortgage industry. We have diverse experience in both banking and estate agency services, therefore we are able to offer expert advice in getting the right interest rate and product features for you.

We pride ourselves on guiding you throughout the whole mortgage process, keeping you updated throughout and building a long-term relationship to help you with your needs now and in the future.

Our team has remained in the business throughout the last financial downturn so we are perfectly placed to assist our clients using our knowledge of the lenders criteria and risk appetite.

We will endeavour to make the mortgage process easy for our clients to understand.

We aim to provide simple speaking mortgage advice. We pride ourselves on giving our clients that 5* service by understanding your personal circumstances, we then use our extensive knowledge and experience to find you the right solution and then take you on a smooth journey to getting your mortgage approved.

Joe Childes

Joe Childes

Director & Senior Mortgage Advisor - Rotherham

Joe started out in the banking industry as a cashier and was quickly given the opportunity to obtain his CeMAP mortgage qualification. Since obtaining this he quickly worked his way through the ranks and has gone on to win various recognitions for his contribution to the financial industry, in particular the British Mortgage Awards Winner in 2016 for Best General Insurance Broker. Joe maintains excellent relationships with his existing clients as well as forging new relationships with new clients. This has given him the opportunity to set up Right Choice Mortgages Limited with Richard Thompson.
Richard Thompson

Richard Thompson

Director & Senior Mortgage Advisor - Sheffield

Richard started out in the banking industry as a cashier also along with several other roles including working as a Mortgage Underwriter for a high street bank. Richard then gained his CeMAP mortgage qualification and became a finalist in the 2015 British Mortgage Awards for Best Buy-to-Let Mortgage Broker. Richard also maintains excellent relationships with his existing clients as well as forging new relationships with new clients. This has given him the opportunity to set up Right Choice Mortgages Limited with Joe Childes.
Emma Jameson

Emma Jameson

Mortgage Advisor - Barnsley

Emma began her career path in the banking industry as a cashier which quickly progressed to a banking adviser role after 1 year. This paved the way for her to gain a CeFap qualification leading her to the role of Financial Consultant. Emma then decided to obtain a CeMap qualification in 2014 resulting in her joining the estate agency industry as a Mortgage Adviser in which she then progressed to Mortgage Manager. Emma loves building relationships with clients old and new​ and continues to provide excellent service from start to finish.
Stephanie Seddon

Stephanie Seddon

Mortgage Advisor - Cheshire

Stephanie began her career in the Banking Industry, where she started as a Customer Adviser, quickly progressing to Mortgage Adviser, and gaining her CeMAP qualification. She moved up to Supervisor and Area Manager, managing a team of successful mortgage advisers across the North of England. Stephanie continued her Education, gaining DipMAP and CeRER qualifications, enabling her to specialise in Equity Release mortgages. She left management to return to advising and quickly gained recognition by becoming a finalist in the 2019 British Mortgage Awards for Best Broker, Complex Credit. Stephanie continues to build strong relationships with her clients, both new and existing, providing excellent service throughout the process.
Holly Barraclough

Holly Barraclough

Office Manager - Rotherham

Holly has over 16 years administration experience in various industries. Her role will be to ensure our clients have a smooth and pleasant experience with Right Choice Mortgages. Holly will work pro-actively with Richard, Joe and mortgage lenders to ensure that mortgage applications move to offer as quickly as possible for the benefit of our clients. Holly will also work pro-actively with solicitors when mortgage offers have been released to ensure that property purchases and re-mortgages move to completion as quickly as possible. She will regularly offer our clients updates to make the process as simple as possible and assist in any queries they may have as well as oversee all aspects concerning the running of the Right Choice Mortgages office.

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Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on your mortgage

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

Right Choice Mortgages Limited is a trading name of Just Mortgages Direct Limited, an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Registered address: - Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Company registration: 2412345.

The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable in any other country which may have access to it.

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